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Money-saving tips for 2014

POSTED: 1:32 PM PST January 9, 2014    UPDATED: 5:41 AM PST January 10, 2014 

Millions of Americans have a tough time saving money. Here are some key money-saving tips to help you start the year off right.

Broken piggy bank, bills, money, debt
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Millions of Americans have a tough time saving money. A survey by Bankrate.com indicated that 27 percent of Americans do not have an emergency fund in place -- no rainy-day fund at all.

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